Posted on: 14-04-2021 in PensionsA personal pension is a crucial part of any retirement planning strategy. If you are reading this, chances are you will have a workplace pension or a private pension, maybe a combination of the two. The issue with most pension products is they tend to lack flexibility and clarity. Most products will allow you to choose from a broad range of investment areas, but that is about it. From there, the pension fund manager will do their magic, and you will likely put your retirement fund to the back of your mind. But what if you want more control over your personal pension? For those looking for a hands-on approach with their pension investments, there are self invested personal pensions – otherwise known as SIPPs.
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