Posted on: 26th April 2018 in Mortgage & PropertyFigures released by mortgage giant Halifax reveal that mortgages in the UK are now more affordable than at any time since the mid 1990s. This is welcome news indeed for first time buyers, those looking to re-mortgage, and for homeowners’ personal finances. The UK lender revealed that mortgage payments now account for less than a third of homeowners’ disposable income, down from almost a half in 2007. Typical mortgage payments in the last three months of 2017 averaged at 29% of homeowner’s disposable income, well short of the average of 35% over the last 35 years. This could well signal that the home-owning dreams of “generation rent” are increasingly within grasp.
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