Sandeep Ghosh

Senior Associate

About Sandeep

Sandeep is author of the bestselling book Waking up to Wealth, available through all major bookshops, Apple App Store and Google Play Store. Waking up to Wealth reached number 1 in the business and finance section of Kobo and number two in the same section on Amazon. It is the first publication of its kind in the Middle East. He is also a contributor to Arabian Business magazine’s personal finance section, and a regular columnist for Zawya Arabic, a leading news source for the MENA region.

Today, Sandeep works as a consultant with Holborn Assets, managing a USD40 million multi-asset client portfolio. He has clients across major multi-nationals including Emirates Airlines, ADNOC, Majid Al Futtaim, PWC, Deutsche Bank, Microsoft, BP and Freshfields. His clients are spread across Canada, the Caribbean, Europe, Middle East, Asia and Australia.

Preferring a holistic approach with all his clients, whether middle or high net worth, Sandeep uses his experience and qualifications to address all key areas of financial planning, be they retirement or other major expense targets, estate planning, UK tax liability, pensions, insurance or general investments.

He has a strong inclination towards rescuing malfunctioning portfolios through his knowledge of the various asset classes and how they work – an area he finds most rewarding, especially where the client has been poorly advised historically. Alongside a strong understanding of the traditional modes of investment, whether mutual funds, bonds, or derivatives-based solutions, Sandeep has been a keen eye on the new wave of options, bought on by FinTech revolution. He has an in-depth knowledge of UK tax and pensions and has helped many clients through the complexities of both areas.

Based between London and Dubai with his wife Indrani and daughter, in his spare time his great passion includes studying all forms of music, writing, travelling and playing golf (only in cool cloudy weather). Most precious to Sandeep is to have the ability to spend quality time with his family and friends.


  • A member of the Chartered Insurance Institute(UK) – CII Award
  • Associate of the Chartered Institute for Securities & Investment – ASCI
  • Member of the London Institute of Banking and Finance – MLIBF Dip FA

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