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Trusts and Gifting

Powerful legal arrangements for complex family situations

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How can I pass on my assets to my family securely?

A Trust is a legal structure that can permit certain assets to be held and managed safely, usually for the benefit of others, often in a way that can be tax efficient. You can pass on your assets in the event of your death using Trusts, but they can also work as part of your financial planning when you are alive.

Trusts can work with your Will to set out your legacy strategy in detail. The aim of a Trust is to give you the legal flexibility to pass on your assets to your beneficiaries exactly how you want to, and often to safeguard them too.

Trusts can be complicated, which is why professional assistance is a must.

Different types of Trusts

There are many different types of trust, and each has a specific function and purpose. Some of the most popular are Will Trusts, Lifetime Trusts, and Discretionary Trusts.

Will Trusts, Lifetime Trusts and Discretionary Trusts

  • Will Trusts are often used by married couples/civil partners to ensure that the family home is passed on appropriately and securely in the event of one partner passing away. In specific scenarios, Will Trusts can offer potent benefits in the area of care home costs and inheritance tax. They come into effect on death and can also be useful for protecting assets that would be passed to minor children.
  • Lifetime Trusts can be useful as they can potentially allow you to reap financial benefits by placing assets, such as a property, in a Trust whilst you are still living, so that it falls outside of your estate for inheritance tax purpose.
  • Discretionary Trusts allow you to pick and choose multiple beneficiaries to a Trust set-up, rather than just a single recipient, and can offer flexibility. They are popular to fund education for grandchildren or to look after someone who is unable to manage their own affairs

This can be a complex area, especially for someone not resident in their home country as there can be additional tax considerations.

Let our expertise guide you on some of the ways to protect your assets and legacy, and to provide for your family at the same time, in the way you want it done.

Why choose Holborn Assets?

  1. Certified Credentials

    Our investment professionals hold a variety of prestigious investment qualifications from recognised professional bodies such as the Chartered Insurance Institute, London Institute of Banking & Finance, Chartered Institute of Securities & Investment and CFA (Chartered Financial Analyst) Institute. We encourage all advisers to keep studying to keep their qualifications relevant and up to date.

  2. Registered and Regulated

    We benefit from appropriate regulation in all our geographical areas of operation and have been operating successfully in the field of investments since 1998.

  3. Strategic Credentials

    Our strategy is about advising our clients on the investments that are best for their individual needs. We appreciate that it is your money, that you have worked hard for it and want to keep it and see it growing. We don’t believe in taking unnecessary risks. That’s why the portfolios we offer are diversified and our advice is focused on ongoing management and a steady hand over the long term.

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Company Values

With Only the Client in Mind

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At Holborn Assets we start with our core premise of 'only the client in mind' and apply this to all aspects of our business. It means more than just delivering excellent products and solutions, world class innovative service or best in class financial advisers; it's also about fixing things when they go wrong and ensuring you have total peace of mind.

Holistic Financial Planning

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You've worked hard for your money and so is important for us to us to keep it safe and working hard for you. We do this by looking at the bigger financial picture and taking a holistic view of the financial issues faced by us all, from cradle to grave. When it comes to proper financial planning it's the only way to ensure we put the Right Money, in the Right Place at the Right Time.

Qualified and Experienced Financial Advisers

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It may seem an obvious thing to say but our clients are our business, so naturally when selecting advisers to work with only the most qualified and experienced need apply. The majority originate from the tough regulatory regime of the UK where excellence in all areas is the gold standard. However, we also have specialist financial planners from Ireland, South Africa, America and India to cater to all your wealth management needs, whether it be sourcing you that low cost mortgage for a UK property, protecting your family with a robust life insurance package or ensuring you have saved enough money for retirement.

History and heritage

Holborn Assets was established in 1998 and is widely considered to be the financial services company of choice in the expatriate market it serves. No other independent company can match our expertise or depth of proposition. We have therefore always felt at home headquartered in Dubai, the world's fastest growing City State and one of the economic wonders of the world.

Holborn Assets has regulated operations in Europe, Asia and South Africa. The corporate DNA that has underpinned our growth is simple: we are passionate about helping people put the right money, in the right place, at the right time.

We are a friendly, multi-award winning family company with an international footprint and British values of integrity and respect for all.

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