Insurance
Our insurance policies help you protect what matters most.
Insurance gives you a safety net when life takes an unexpected turn. You may not know what tomorrow brings, but you can be ready for it.
Protection When You Need It Most
Life is unpredictable. An illness, injury, or unexpected event can put a strain on your finances. Without proper insurance in place, even short-term disruptions can lead to long-term financial setbacks.
At Holborn, our goal is simple: to help you buy the right type of insurance policy that gives you the cover you need when you need it most. Our tailored solutions make it easy to find the right level of protection and build a safety net for you and your family.
Why Choose Holborn?
With so many products and options, finding a policy with the right level of cover can feel overwhelming. Here’s why people choose Holborn when buying an insurance policy:
Independent
We’re not tied to a single provider, which means we can compare multiple insurance policies to find one that suits your needs.
Trusted
Our policies are backed by some of the leading insurance providers, including Zurich.
Insurance for expats
From investments and tax optimisation to estate and retirement planning, we offer a holistic service.
Holistic approach:
Your policy should support your broader financial planning strategy. We align your insurance cover with your long-term wealth, estate, and retirement planning.
Over 24,000 clients worldwide trust Holborn with their financial future
Our Insurance Policies: What We Offer
We offer a variety of insurance options to help protect your finances and personal well-being.
Life Insurance
Give your loved ones financial security if something happens to you. You can choose whole life or term life insurance for flexible coverage. Use our life insurance calculator to quickly determine how much cover you need.
Income Protection Insurance
If illness or injury prevents you from working, income protection ensures you continue to receive a regular income.
Critical Illness Cover
If you are diagnosed with a serious illness, you get a tax-free lump sum. This money can help cover the cost of medical bills, paying off debts, or taking time off work to recover.
Medical Insurance
This insurance gives you access to healthcare, which is important if you live or work abroad. Expat medical insurance covers hospital care, specialist treatment, and emergency support for you and your family.
Indexed Universal Life Insurance (IUL)
A type of life insurance that offers both protection and a chance to grow your money. The policy’s cash value can increase based on stock market performance, giving you flexibility and wealth-building options along with life cover.
How to Find the Right Insurance Policy
There are many types of insurance out there. Picking the right policy and amount of cover is important. Here’s how we help you find the best protection:
Depending on the type of policy, insurance costs can be affected by:
- Age
- Your profession
- Your medical history and current health
- LPre-existing conditions
- Policy type (single or joint)
- Policy add-ons will incur extra costs
Initial consultation
An expert will help you determine the type of insurance you need and the level of cover that suits your needs and situation.
Recommendations
We will compare policies from top providers to find the best value and coverage for you. We will also walk you through the terms and conditions.
Policy setup
Once you've chosen your cover, we'll help you set up your policy and get everything in place.
Review
We can review your insurance policies to make sure they continue to provide the cover you need.
Get the Protection You Need Today
Life is full of surprises. But with the right insurance policy, you can be prepared for whatever comes your way.
Insurance FAQs
We offer different types of cover, such as life insurance, income protection, medical, critical illness, and Indexed Universal Life (IUL) insurance. We also specialise in expat insurance for people living or working abroad.
We make it simple to get an insurance policy that fits your life and goals. Just book a free consultation. We’ll look at your needs, compare options from different insurance companies, and help you find the right cover.
Traditional life insurance provides fixed protection. Depending on the policy, the cash value can slowly grow over time. Indexed Universal Life Insurance (IUL) combines that protection with investment-linked growth potential. IUL offers more flexibility and much better growth potential compared to standard life insurance plans.
Yes. Health insurance protection is typically essential for expats living in countries that do not offer free healthcare, or if you want access to better medical facilities. We offer specialised insurance for expats, so wherever you are, you have the cover you need.
There is no set rule for how often you should review your insurance policies. However, we recommend reviewing your cover once a year, or whenever your personal or financial situation changes. This includes marriage, relocation, or the birth of a child.
Why Holborn?
Client focused
With Holborn Assets, your interests come first. Expert advice and innovative financial solutions tailored to you and your goals.
Highly qualified
Our advisers hold qualifications from some of the world's leading regulation bodies. We never stop learning to keep your assets in expert hands.
Regulated
Wherever we operate, we adopt the highest regulatory standards, so you can feel confident that your money is in safe hands.
Why Holborn?
Client focused
With Holborn Assets, your interests come first. Expert advice and innovative financial solutions tailored to you and your goals.
Highly qualified
Our advisers hold qualifications from some of the world's leading regulation bodies. We never stop learning to keep your assets in expert hands.
Regulated
Wherever we operate, we adopt the highest regulatory standards, so you can feel confident that your money is in safe hands.