Planning Retirement Through Wealth Management
Did you know the average person may need to plan for two decades of retirement? With lifespans rising—and many HNWIs targeting earlier retirement—having a strategy to maintain your lifestyle once you stop working is essential.
Wealth planning supports you through every life stage, and retirement is no exception. It’s never too early to start, and our financial experts at Holborn Assets can help you build a plan that fits your goals.
Below is an overview of wealth management for retirement—and why today is the best day to begin if you haven’t already.
What is Retirement Planning in Wealth Management?
Most people associate retirement with just a pension. For HNWIs, the approach is broader and more coordinated.
A tailored retirement plan aims to produce a higher, sustainable income by combining pensions with wider wealth strategies.
Your plan still considers existing pensions, but goes further to align your target retirement age, desired lifestyle and financial position with the right mix of assets and structures.
Your dedicated wealth manager will shape the route to your goals—through disciplined investment management, portfolio analysis and robust financial planning.
Strategies may include building and enhancing portfolios, arranging and managing assets, estate planning and using tax planning to preserve current wealth and support retirement income.
Read more: Why you need a Wealth Management Strategy
How to plan for retirement?
A simple framework to start:
- Establish goals for retirement
- Calculate income needs
- Develop a plan
- Review and adjust regularly
With a wealth manager, each step is explored in detail and revisited periodically to keep your plan on track and ensure opportunities aren’t missed.
Learn about Flexible Retirement
What are the main types of retirement plans?
The common pension types include:
- Personal pension plans
- State pension plans
- Self-invested personal pensions (SIPPs)
- Stakeholder pension plans
- Workplace pension plans
In wealth management, pensions are only part of the picture—international ties, other investments and cross-border considerations often play a major role.
Financial planning with Holborn?
Holborn can help you make way more money than you have now.
How can Holborn Assets Retirement Wealth Management help me?
Everyone’s needs and goals differ. We start by understanding yours, then tailor advice to your situation.
The earlier you begin, the more options we can consider and the more control you’ll have over outcomes.
If you want to maximise your retirement potential, begin the process by contacting us today.
Retirement wealth planning for UK expats in the UAE
Holborn Assets has offices in the UK, UAE, Cyprus, Australia, Portugal, Spain, South Africa, Mauritius, Hong Kong, Malaysia, Vietnam, Saudi Arabia and Thailand.
We assist residents and expatriates across these locations. With our HQ in Dubai, we have deep expertise with UK expats in the UAE.
If you are emigrating, investing or retiring in the region, our global team can align your retirement plan to support your new life.
Read more: Wealth Management in Dubai
Retirement Planning and Wealth Management FAQs
Want to learn more? We’ve answered common questions below.
Need more help? Please contact us and our team will be in touch.
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What is meant by retirement planning?
It’s the strategy for funding life after work—at traditional or early retirement ages—covering savings, investments, pensions and withdrawals.
How much do I need to retire?
It depends on lifestyle goals, expected expenses and existing assets. Factor in inflation and cost-of-living changes when setting your target.
When should I start planning for my retirement?
Now. Starting early leverages compounding and allows more flexibility with risk. It’s never too late to optimise either.
Do you really need a financial adviser when you retire?
If you want confidence in your projections—or your affairs are complex—professional advice helps align investments, withdrawals and tax. See Wealth Manager or Financial Adviser?
