Education Planning
Solutions to help you save for your child's education
Prepare financially for school fees, university costs, and other expenses. Our education planning services help you invest in your child's future.
Why planning for your child's education matters
Education costs are rising. In the UK, private school fees have increased by 22.6%, while university tuition fees have risen by nearly 6% over the last decade.
It's easy to overlook how much your child's education can cost. With careful planning, you can stay ahead and be financially ready for every milestone.
Education planning offers a flexible, step-by-step approach to saving and investing for your child's future. It helps you grow funds steadily over time and take advantage of compound returns.
By starting early, you can:
- Be prepared for future educational expenses
- Benefit from long-term growth and potential tax advantages
- Skip the stress of last-minute saving by spreading your contributions over time
Saving for your child's education with Holborn
Whether you’re planning for private or international schooling or higher education, our experts can help you find the right strategy.
Here’s what sets us apart:
Client-focused
At Holborn Assets, your interests come first. As an independent financial services provider, our only focus is on helping you reach your goals.
Personal planning
We don't offer generic advice. Instead, we create tailored savings and investment strategies to help you save for your child's future.
Expert advice
Our advisers give you the expert guidance and advice you need to make confident, informed choices.
Flexible options
We offer multiple ways to save for your child's education, including specialised trusts, tax-efficient savings accounts, and market-leading investment fund options.
About our education planning services
What we offer
Education savings accounts:
Dedicated savings accounts that help your money grow over time.
Investments:
We offer a range of market-leading investment funds with options to suit every type of investor.
Specialised trusts:
Trusts can safeguard your savings and investments until your child reaches a specified age or needs access to the funds.
The benefits
Tax-efficient:
Get more from your money with tax-friendly savings and investment options.
Flexibility:
Adjust your plan to match your financial situation or your child’s educational path.
Reduced stress:
Planning ahead helps you prepare for the rising costs of education.
How to Plan for Your Child’s Education
We believe planning for your child’s education should be simple and effective. Here’s how our process works:
Initial consultation
We begin with a conversation about your child’s age, future education goals, and your budget.
Cost projection
Using current and forecasted tuition trends, we estimate the likely cost of your child’s education.
Tailored plan
We design a customised education savings and investment strategy that balances growth and security.
Review
We monitor your plan’s performance and help you make adjustments as needed to keep your savings on track.
Start planning for your child's future today
Starting early makes it easier to keep up with rising education costs. Our experts are here to help you begin planning for your child’s future today.
Education planning FAQs
Have questions about how education planning works with Holborn? Here are some of the most common things parents ask us.
An education plan is a structured savings and investment strategy designed to save for your child's future education costs. It helps parents grow their money over time to cover expenses such as school fees, university tuition, and living costs.
For expats, planning ahead is important because education costs abroad can be much higher. International school fees are often steep, and your child might not qualify for some student loans to cover the costs of higher education.
Education savings accounts help you set aside money for your child's education. Your savings can grow over time, and you may get tax benefits to make your contributions go further.
Saving usually means putting money in an account that pays interest, while investing lets your money grow by using things like stocks or bonds. A good education plan often uses both methods for steady growth and security.
It's never too late to start. By starting early, you can spread your savings and investment contributions across manageable timeframes. Your money will also benefit more from compound interest the longer it is invested or held in a savings account.