Retirement Planning Services
Expert retirement planning services to help you secure your future
Tailored financial planning for retirement is designed to help you live the life you’ve earned and make the most of your golden years.
Plan today, enjoy tomorrow
Your retirement years should be rewarding and fulfilling. The problem is, a lot of people don’t realise how much they’ll need to live comfortably in retirement.
The Retirement Living Standards say you need at least £44,000 a year for a comfortable retirement, or about £61,000 for a couple. Over 25 years, that’s £1.1 million or £1.5 million for a couple.
Retirement planning helps you get financially ready to enjoy the next stage of life. It involves setting goals, understanding your income needs, and creating a strategy to build and manage your retirement savings.
Our retirement planning services give you a clear path to financial independence. We help you understand your options, improve your pension strategy, and make sure your finances are ready for the future.
Our approach to retirement planning
At Holborn, we offer expert retirement planning advice to help you create the life you want after you retire.
Our approach to retirement planning is:
Simplify
We help you understand your pensions and forecast your future income, giving you the advice you need to make confident, informed decisions.
Balance
We work with you to align your retirement plan with your goals and find the right balance between growth and risk.
Support
We build long-term relationships with our clients and offer ongoing support to keep your retirement plans on track.
Retirement planning resources
Check if you’re on track with your retirement savings. Our free calculator estimates your future income and shows if it will support your lifestyle.
Our retirement planning services
We offer a wide range of retirement planning services to support you at every stage of your financial journey.
Pension Advice
Pensions are a key part of retirement planning and are often your main source of income after you stop working.
From workplace and personal pensions to international and self-invested schemes, our advisers help you understand your pension options. We’ll find the best structure for your needs and make sure your pension investments match your long-term goals.
UK State Pension review
Understanding how the UK State Pension works and how much you might get can be complex, especially for expats. We provide clear advice on eligibility, contributions, and how to maximise your benefits, whether you’re living in the UK or overseas.
Pension review service
Are your current pension schemes performing in line with your retirement goals? If you are unsure, our pension review service can provide valuable insights.
We’ll look at your existing plans, check their performance and costs, and suggest ways to keep your retirement savings on track.
UK pension transfers
If you worked in the UK and now live abroad, you might want to consider transferring your pension. This could offer tax benefits and make it easier to manage your pension savings.
We’ll guide you through the process to make sure everything is compliant, tax-efficient, and right for your situation.
How our retirement planning process works
Our process is designed to make retirement planning simple, transparent, and stress-free. Here’s how it works:
Meet
Speak to one of our expert financial advisers and discuss your goals, lifestyle expectations, and current financial position.
Strategise
We create a personalised retirement plan that reflects your objectives, risk appetite, and timeframe.
Implement
We’ll help you put your plan into action, arrange any pension transfers, and make sure you’re on track for a secure retirement.
Review
Life changes, and so should your plan. We’ll review your retirement strategy regularly to keep it aligned with your goals.
Ready to secure your future?
There’s no better time to start planning your future than today. Speak with one of our financial advisers and start building your secure retirement.
Retirement Planning FAQs
Retirement planning means looking at your finances, figuring out what you’ll need in the future, and building a savings and investment plan to support the lifestyle you want after you retire.
It’s always a good idea to start early. The earlier you begin, the more your money can grow with compound interest. Keep in mind that investments can fall as well as rise, so starting sooner gives you more time to handle market changes. Even if you’re starting later, you can still benefit from expert retirement planning.
The amount you’ll need depends on your lifestyle goals, expected expenses, and when you want to retire. For example, if you want more financial freedom and some luxuries, you might need about £44,000 a year. We can help you figure out the right amount for you and create a plan to reach it.
We suggest checking your retirement plan at least once a year or whenever your situation changes. For instance, if you decide to retire earlier, you might need to update your plan. Regular reviews help keep your strategy on track with your goals.
Retirement planning is especially important for expats because they often deal with things like cross-border taxes and changes in currency value. People living in the UAE and other low-tax countries usually don’t get a workplace pension, so they need to build their own pension savings. We have a lot of experience helping expats manage UK pensions and retirement funds while living overseas.
We provide retirement planning services in the UAE and around the world. To find out more about our office locations or how to get in touch, use the link below.