Pension Planning and Advice
Plan your future with expert pension advice
Our pension advice service helps you take control of your retirement savings, make confident choices, and build a secure future, whether you live in the UK or abroad as an expat.
What is pension planning?
Pensions are a long-term way to invest in your future and are one of the best ways to save for retirement.
Many people find pensions confusing. Research shows that 82% of savers do not know how much they will need in retirement. The choices you make now can greatly affect your future pension, so planning is essential.
Pension planning helps you prepare for the future. Our advisers work with you to match your investment options to your retirement goals and guide you through pension transfers and consolidation.
If you are an expat, pension advice can help you understand country-specific pension laws, avoid common international retirement mistakes, and make sure your savings match your plans abroad.
Why choose us for pension planning advice
Our team combines experience and knowledge to help you make smart decisions and reach your retirement goals.
Here’s what sets us apart:
Client-first approach
We take the time to understand your goals and situation, and give clear advice and strategies that fit your needs.
Expert support
Our fully qualified financial advisers have extensive pension planning experience to help you maximise your retirement fund.
Specialist advice
Living abroad as an expat can bring challenges like different tax laws and international pension transfers. We offer tailored advice to help expats get the most from their pensions and handle cross-border issues smoothly.
Global expertise
With offices around the world, we support expats with local and international pension options, regulatory guidance, and smooth cross-border pension transfers.
The benefits of professional pension advice
Professional financial advice can help you get the most from your pension savings and build long-term security.
With our help, you can:
Explore your pension options and the best strategies for withdrawing your pension.
Understand how much you should be saving.
Make the most of your retirement savings and invest with confidence, supported by expert advice.
Avoid costly mistakes.
Create tax-efficient strategies for retirement income.
Get regular reviews to adjust your plan and keep you on track.
Pension planning advice and services we offer
We offer a range of specialist services to help you understand, manage, and get the most from your retirement savings.
UK State Pension review
We help you understand how your UK State Pension works and check if there are any gaps in your National Insurance record. Our advisers can show you ways to boost your future income and include your State Pension in your overall retirement plan.
Pension reviews
Our pension review service gives you a clear view of your current situation. We assess the performance, fees, and investment strategy of your pensions to find ways to help your savings grow.
UK pension transfers
If you have workplace pensions from past employers or live abroad, a UK pension transfer can help make your retirement planning simpler. We check if transferring is right for you and make sure it is done safely and in line with UK rules.
Calculate your future pension income
Are you saving enough for retirement? Our retirement calculator helps you estimate your pension income and see if it will be enough to support your lifestyle.
Check that you are on track. If the results are not what you expected, talk to one of our expert pension advisers.
How our pensions planning process works
We make saving for retirement simple with our pension advice service. Here’s how it works:
First meeting
Talk with one of our pension advisers about your retirement goals and get your questions answered.
Recommendations
We will review your information and create a personalised plan with our suggestions.
Set up
If you are happy with our recommendations, we will help put your plan into action and handle the hard work for you.
Review
Your plan should reflect any life changes. We provide regular reviews to make sure your pensions are performing well and keep you on track for retirement.
Get independent pension advice
Pensions play a key role when planning for your retirement. Get expert guidance and make sure your pensions are performing at their best.
Pension Review FAQs
Your review looks at your current pension fund performance, fees, and investment strategy. Our experts will then highlight underperforming areas and changes you can make to ensure your retirement goals remain on track.
We suggest reviewing your pension every 12 to 24 months, or sooner if your situation changes. If you want a second opinion on your current retirement plans, we can help with that, too.
Yes. Holborn gives independent financial advice. As our client, you’ll get honest, unbiased guidance focused on what’s best for you.
Your pension, like other investments, is spread across the stock market and different asset types. The right investment strategy is key to long-term results. In our review, we’ll show you your options, suggest possible changes, and explain the pros and cons.