Group Medical Insurance
Invest in your team's wellbeing with corporate health insurance.
Affordable, flexible, and comprehensive company health insurance designed to keep your employees healthy, happy, and productive.
What is group medical insurance?
Long waits for public healthcare and rising private treatment costs can make getting medical care a challenge.
When employees struggle to access timely or affordable care, it can lead to more sick days, lower morale, and higher staff turnover for your business.
Group medical insurance is a smart, cost-effective way to support your team’s health, offering them quality care when it matters most. It brings your employees peace of mind and helps you attract and retain top talent.
Whether you’re a small company or a growing enterprise, offering health insurance for employees is a smart investment in your people and your business.
Why businesses choose Holborn
We help companies create strong employee benefits packages and protect their teams. Here’s why businesses choose Holborn:
Flexible cover
Corporate health insurance options for businesses of all sizes.
Bespoke solutions
We offer company health insurance plans tailored to fit your business and budget.
Trusted partners
Our group medical insurance policies are backed by leading insurers to give you reliable cover.
Cover that benefits everyone
For employers
Boost morale
When you show you care about staff health and wellbeing, it can boost employee satisfaction and retention
Attract talent
Health insurance is a great benefit that helps attract new talent
Limit downtime
Health insurance can help reduce sick days and time lost to illness
Get tax benefits
You may get tax advantages for offering health insurance to your employees
For employees
Get faster access
Private medical care lets you skip long waiting lists for treatment
Choose from more options
You can get treatments that are not available through public healthcare
More flexibility
You have the freedom to choose your doctors, hospitals, and specialists
Add additional benefits
Most plans let you add family members and include access to mental health support
What does group medical insurance cover?
A corporate private medical insurance plan provides medical treatment for your employees when they need it.
What is covered
Short-term illnesses or injuries
Hospital stays
Specialist treatments
Cancer cover
Mental health support
Dental and optical cover
What is not covered
Long-term or chronic conditions
Cosmetic surgery and procedures
Treatments relating to substance misuse or addiction
What is covered depends on the policy and the plan you choose. Speak to one of our advisers to learn more.
How group medical insurance works
It’s easy to set up a group health insurance plan for your employees. Here’s how it works:
Choose a policy
Compare quotes and choose a plan that fits your business.
Start your cover
Pay your health insurance premiums either monthly or annually.
Make a claim
Employees can make a claim with the insurer when they need treatment.
Get treatment
Your employees can access treatment for covered medical conditions.
Invest in your team’s health
Your employees are your most valuable asset. Taking care of their health is one of the best investments you can make.
A group medical insurance plan helps protect your team's wellbeing, boosts job satisfaction, and strengthens your business.
Group medical insurance FAQs
Group medical insurance is a health plan that covers a group of people under one policy. Companies usually arrange these plans for their employees, making it easier for everyone in your business to access quality private healthcare.
Coverage depends on the plan you choose. Most include hospital stays, specialist visits, diagnostic tests, surgery, and mental health support. You can often add additional benefits like dental care if needed.
The cost varies based on several factors, such as the:
- Number of employees
- Average age of your employees
- Type of cover
- Level of cover
- Claim history (this could affect renewal costs)
Our advisers are here to give you a quote tailored to your needs.
Most group medical insurance policies do not cover pre-existing conditions. However, companies can choose a corporate health policy with Medical History Disregarded (MHD) underwriting, which does cover pre-existing conditions. These policies usually cost more because they carry more risk for the insurer.
Both options offer similar benefits, but company health insurance is set up by the employer for several employees. This often means a lower cost per person, easier administration, and claims.