UK Mortgage Calculator
Use our mortgage calculator quickly to find out what your monthly repayments could be and how much you could borrow.
Thinking about buying a home, remortgaging or buying additional properties? Use our simple mortgage calculator to help you plan your budget and understand what you can afford.
Our mortgage calculator can help you:
- Learn how much you could borrow
- Determine your monthly repayments
- Work out how long it might take to save for a deposit
1. How Much Can I Borrow?
Enter your combined gross annual income in £.
Total monthly payments for loans, credit cards, and car finance.
The amount you have saved for your down payment.
Typical range is 4.0x to 5.0x annual income in the UK.
2. Stamp Duty (SDLT)
UK SDLT Rules: This estimate uses current residential rates for England and NI.
3. Monthly Payments
4. Saving for the Deposit
Important Information
Our mortgage calculator is provided for informational purposes; it is not financial advice.
The results shown are estimates based on the information you provide and assumptions about interest rates and loan terms.
The calculator assumes a fixed interest rate and monthly payments. Actual loan terms, interest rates, and repayments may differ and are subject to approval by your lender.
The calculator doesn't factor in additional costs such as legal fees, insurance or taxes.
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Why Holborn?
Client focused
With Holborn Assets, your interests come first. Expert advice and innovative financial solutions tailored to you and your goals.
Highly qualified
Our advisers hold qualifications from some of the world's leading regulation bodies. We never stop learning to keep your assets in expert hands.
Regulated
Wherever we operate, we adopt the highest regulatory standards, so you can feel confident that your money is in safe hands.
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