Latest News with pensions tag

Holborn Assets Reviews the UK Care Home Sector 2017

20th March 2017

So have you got “The Big Dilemma” or “The Big Problem”? For most people, there are two giant practical issues with Long Term Care: Care Home vs. Home Care – The Big Dilemma Care Home Funding – The Big Problem This overview is intended to help you get some background before you dive in and […]

Holborn Assets Reviews the UK Spring Budget 2017

10th March 2017

What’s big? The main news is a “2% stealth tax” on self-employed Brits, with changes to the National Insurance Contribution system coming in next tax year. Personal Finance Income Tax Personal tax-free allowance rises – for the seventh year running – up to £11,500 this tax year. High rate minimum threshold rises to £45,000.  Inheritance […]

UK Government Proposes Final Salary Pension Rise Freeze

22nd February 2017

Are you one of the 11 million plus Brits with a Defined Benefit pension? Defined Benefit – or “Final Salary” – pension schemes could pay out less in the future under proposals published today by the UK Government.   The consultation paper published by the Department of Work and Pensions raises the possibility that struggling […]

How the FCA is Helping to Keep Your Pension Safe?

5th December 2016

FCA shows teeth with hefty fine for pensions boss The Financial Conduct Authority (FCA) weren’t mucking about when they said this year that they would be cracking down on investment scams in the pensions sector. First Aviva got hit with a whopping £8.2m fine in October “for Client Money and Asset failings”. And now in […]

How will this Leaked UK Budget Measure Affect your Family?

22nd November 2016

If you’ve still got family living in the UK, they might want to know that there’s a nasty little surprise lying in wait for them next year courtesy of the new Chancellor of the Exchequer. The Sunday Telegraph yesterday confirmed that Philip Hammond will endorse “a raid on tax job perks enjoyed by millions of […]

5 Tips to Pick a Decent Independant Financial Adviser (IFA)

24th October 2016

IFA stands for Independent Financial Adviser. The job of an IFA is to advise normal people on the best way to manage their personal finances across all products, including mortgages, savings, pensions, investments and retirement planning. The role of an IFA involves a lot of trust, so it is a shame that generally IFAs get […]

Holborn Financial Advice: Can Pensions be fixed in the UK?

27th September 2016

Holborn Assets presents the first of three articles focused on the present state of the pension system in the United Kingdom, United States, and South Africa. We look at the relevance of these broken and burdened systems and how, if at all, they can be fixed. With some UK citizens finding that the pensions shake-up […]

What about my pension post-BREXIT?

14th September 2016

The BREXIT decision posed two big questions for expat pension holders: Will my state pension be frozen? What will happen about my QROPS? Uncertainty still remains the key factor. The UK Government is categorically postponing any decisions about pensions until the invocation of Article 50(2) of the Lisbon Treaty puts the UK on a two-year […]

Queen’s Speech Soothes UK Pension Fears

26th May 2016

As a UK expat with a pension, you probably will not have been amused to learn that not even the Bank of England’s Chief Economist is “able to make the remotest sense of pensions.” So Andy Haldane revealed at a New City Agenda dinner on 18th May. The UK pensions palava seems to go from […]

Pensions Vs Buy to Let: A Comparison

4th May 2016

  As a UK expat in the UAE, can I even get a UK Buy-to-Let mortgage? Customers here at Holborn Assets are often surprised that a UK BTL mortgage is even an option for them. That’s because there’s been a lot in the press about expat lenders pulling out of the market altogether – making […]

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