Latest News with budgeting tag

10 Ways to Save in the New Year

29th December 2015

Aim for a fresh set of goals this New Year – and don’t forget to include your financial plans and resolutions. The team at Holborn Assets have complied a list of 10 easy ways you can save more in 2016. 1. Balance Transfer: If you have a credit card debt to repay in 2016 – […]

Do You Have A Financial Bucket List?

22nd September 2015

Everyone probably knows what a bucket list is made up of: the list of things, big goals and dreams you’d like to achieve before you actually kick the bucket. So, for those who are passionate about getting their finances in order, take the look at the financial bucket list we have compiled to achieve your […]

7 Things You Should Be Saving For

31st August 2015

Everyone says you should spend less and save more, but maintaining the discipline to put money aside is hard, unless you know what you will eventually buy with the savings. The following are 7 reasons, or 7 things everyone should be saving for. 1. Retirement It would seem that retirement should come last, but it […]

How a Savings Plan Makes You a Better Saver

3rd August 2015

Saving money is a necessity and one of the most important skills to learn as an adult. Unfortunately, with high living costs, constant commercials and unlimited spending opportunities, putting money aside month after month can be close to impossible to some people, even on a decent salary. The problem with saving money is not a […]

Holborn Assets Reviews: Can you Profit from Deflation?

1st July 2015

In the previous article we have explained why deflation is bad for the economy. Now we will look at it from a more personal perspective and suggest a few ways to put your finances in the best possible position. Defense First Asset protection should always be your first priority. Deflation is often accompanied by recession and […]

Lombard Lending Explained

25th June 2015

If you have a private banking account, you may have noticed your bank offering “lombard loans” or “lombard lending facilities”. While less known to the wider public, lombard lending can represent an interesting financing alternative for those who have access to it. What Is Lombard Lending? In general, a lombard loan is a kind of […]

Holborn Assets Reviews: Is Deflation Bad?

23rd June 2015

Deflation is negative inflation – when the general price level in the economy is falling. Goods and services becoming cheaper and more affordable looks like a positive thing at the first glance. All of us would like our salaries to have greater purchasing power. Unfortunately, deflation not only makes things cheaper; it also reduces the […]

Good Debt Checklist

4th June 2015

Debt is like fire. If you play with it without caution and underestimate its danger, it has potential to ruin lives. But if you use it the right way and know what you are doing, it will serve you well and make your life better. There is good debt and bad debt. Taking a low […]

Credit Card vs Debit Card vs Cash: When to Use What

26th May 2015

When paying for goods and services, either online or in brick and mortar stores, there are usually multiple payment options. Cash, debit card and credit card are among them in most cases. While many people have a general preference for one of these and use that more often than the others, each payment method has […]

Michele Carby Investigates: Are your Grown up Children pushing you into Debt?

19th May 2015

‘Boomerang Generation’ Causing Mounting Debts in Family Homes The ‘boomerang generation’ is putting unforeseen financial pressures on family homes, claim experts. At one time getting a university education meant that you were set up financially for a good life. Now that is not necessarily the case. High rents, student debt, and failed relationships are all […]

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