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Joe Capaldi
Joe Capaldi
Independent Financial Advisor

Hi, I'm Joe Capaldi

Independent Financial Advisor | Investments | Pensions | Finance | Strategic Financial | Insurance | Financial Planning

Joe is very goal-oriented, and encourages his clients to be the same. Goals are the key to successful financial planning.

Employment History
Employment Hightlights

Employment History

Born in Edinburgh, Scotland, Joe was brought up in that beautiful city. Having graduated as a Bachelor of Commerce from Edinburgh University, Joe commenced working in the world of Life Insurance and Investments in March 1973. Joe spent over 30 years giving financial advice to the professional community in Edinburgh.

Relocating to Dubai in 2004, Joe brought his experience to bear exclusively for clients living in the Middle East. His combination of skills and experience (together with his use of software) have made Joe a uniquely-reliable financial adviser.

Joe is a ‘Top of the Table’ member of The Million Dollar Round Table. He believes passionately in looking after his clients. Every new client who walks through his door will feel the reassurance that he is fully-committed to providing a great service.

When asked the question ‘What do you do for your clients?’ Joe's answer is short and powerful: "I give them financial peace of mind from the moment they leave my office."

My Favourite Quote

“It is a pity that doing one's best does not always answer.”
- Charlotte Brontë, Jane Eyre

More about Me




Spending time travelling with his wife.

Extra Curricular

Reading and socialising.

What My Clients Say

Joe Capaldi is one of the most experienced financial advisers in the Middle East … a refreshing way of looking at financial planning…a master of clarity.’

Anthony Harris
Former British Ambassador to the UAE, Dubai
January 15, 2016



In the 10 or more years in which I have known Joe, he's been the most thorough, honest and charming financial consultant in town. Always professional and with a very enlightened understanding of how people's lives work, what they need and how to plan for their future. I'd recommend Joe and his team to everyone.


Dave Crane

Public Figure, Motivational Keynote and Inspirational Speaker,

Teambuilding and Development | NLP Master Practitioner

April 28, 2015


I met Joe Capaldi in 1974 when he helped me start saving, and last year I was able to retire very comfortably. Thanks Joe!

Roddy Bruce
Founding Partner at Dickson Minto W.S
February 24, 2015 


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